Cookies are small text files stored on your device when you visit our website. At fomeralivonea, we use various tracking technologies to improve your experience with our creative budgeting tools and educational resources.

These technologies help us understand how visitors interact with our financial education content, which sections prove most helpful for Australian budget planning, and how we can better serve your financial learning needs.

We believe in transparency about our data practices. This policy explains exactly what information we collect, how long we keep it, and most importantly—how you can control it.

We work with select partners to enhance your educational experience. These include analytics providers who help us understand which budgeting techniques resonate most with Australian learners, and educational technology platforms that power our interactive tools.

When you use our budget calculators or participate in online workshops, some data may be processed by these trusted partners. Each partner maintains their own privacy standards, and we carefully vet all third-party relationships to ensure they align with our commitment to protecting your information.

You can review our complete list of data processing partners and their specific purposes in our main Privacy Policy.

We review and update this policy regularly to reflect changes in technology, legal requirements, and our educational offerings. When we make significant changes that affect how we use cookies or handle your data, we'll notify you through our website or by email if you're enrolled in our courses.

The last major update to this policy was in January 2025, when we expanded our explanation of analytics cookies and added more detailed information about data retention periods.